Image:,, frank lingThe correct answer to this question depends on your personal circumstances. Buying or leasing a car isn’t just about the money, it is also about convenience, whether you want to be locked into a long or short term payment schedule, and how much you really want to own the car.

Many businesses lease cars because they won’t have to deal with the drudgery of selling the purchased cars once they are finished with them. Once the lease is finished, they return the cars to the car dealer and they are done—quick and simple.

But if you are someone that plans on keeping it for a long time, then buying is the way to go. This can save you money in the end because you will not be buying a new car every few years.


If you lease a car you’ll be paying a monthly installment over an agreed length of time, but there is no interest charge on it. If you buy a car, you’ll have to repay the loan amount, plus interest.

Your payment schedule will also be different when buying or leasing a car. In general, if you buy a car, the loan payments will stretch over 66 months. If you are just leasing a car, the term is only 35 months.

In addition, the average monthly payment for a leased car is $408, while a purchased car is $482 a month.


Leasing a car means you return it to the dealer after the contract is up. You can think of a lease as a sort of timed rental, but with restrictions. You’ll be liable for wear and tear that goes beyond what the contract says and have to pay the car dealer for fixing any damage accrued during the time you leased it. It also means you cannot customize or make modifications to the car.

Leasing a car means you only have a limited amount of “free” miles (about 12,000) before you have to pay a per-mile charge—typically 25 cents per additional mile over the allowance.

Purchasing a car means you have the freedom to customize it, modify it, and do what you want with it such as passing it onto your kids, or loaning it to friends or relatives, as long as they are insured. Once you complete the payments, the car is totally yours and you can sell it anytime you want to.

New Car Syndrome

If you get bored of your car in a few years and get the itch to buy a new one, leasing may be a better way to go. Because leasing a car typically is for 3 years, and gives you the option to lease a newer or different model.

But be aware that if you end the lease early, for whatever reasons, there is usually very heavy penalties (read: fees) for breaking the lease.

Source: State Farm

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De conformidad con lo dispuesto en la Ley Orgánica 15/1999, de 13 de diciembre, de Protección de Datos de carácter Private, se informa que los datos personales incluidos en los formularios de este sitio net serán incorporados a un fichero titularidad de Kutxabank con la finalidad de gestionar las solicitudes actividades para las cuales se cumplimenta el formulario de datos.   creditos rapidos con asnef -  My homepage ...  creditos rapidos sin nomina online -

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3/19/2017 10:49:24 PM #

Gracias a los créditos rápidos cualquier persona que cumpla los requisitos, podrá disponer del dinero de una forma más rápida, que con un préstamo tradicional.   creditos rapidos online -  Check out my weblog -  creditos personales -

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3/20/2017 1:32:30 AM #

Antes de acudir a una empresa en busca de préstamo sin aval, no está de más el asegurarnos de que cumplimos las condiciones que piden; evitaremos así que puedan rechazar nuestra solicitud.   prestamos online -  Here is my site ::  creditos rapidos sin nomina -

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3/20/2017 1:49:21 AM #

Estos intereses varían según la cantidad solicitada y el tiempo en el que se tarda en devolver el crédito.    creditos rapidos online -  Here is my site:  creditos rapidos al instante -

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3/20/2017 2:47:10 AM #

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3/20/2017 4:37:49 AM #

Los créditos rápidos, llamados así por la velocidad con la que se conceden, son préstamos de menor importe, inferiores a 200 euros -llamados minicréditos y que escapan a cualquier legislación- y hasta los 6.000 euros.    creditos rapidos y seguros -  Also visit my web site ...  prestamos rapidos online -

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3/20/2017 5:22:24 AM #

Pedir un préstamo rápido por internet, es un proceso sencillo y rápido, que se hace por medio de un formulario on-line en la plataforma de la empresa privada que nos va a prestasr el dinero, en sólo unos minutos.    creditos personales -  Look into my site ...  prestamos rapidos con asnef -

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3/20/2017 8:24:21 AM #

Si eres cacique de una arquitectura de algun inmobiliario de un terráqueo, tienes la alternativa de que un escabel que te entregue un creditos con asnef sin aval con tasa.   creditos rapidos gratis -  my site -  creditos rapidos y faciles -

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Esta es una gran ventaja, ya que no todas las entidades financieras ofrecen préstamos a quienes aparecen en este tipo de listas.   creditos rapidos sin nomina online -  Take a look at my website ::  prestamos personales online -

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3/21/2017 3:34:39 AM #

No es necesario avalar con un inmueble un aval bancario, como suele pasar con los préstamos on-line , simplemente con tener una fuente de ingresos (por pequeña que sea) y no estar en listas de morosidad como la fashionable ASNEF es suficiente.   prestamos rapidos -  Feel free to visit my web-site:  creditos rapidos gratis -

prestamos con asnef
3/21/2017 4:19:38 AM #

Este tipo de préstamos se suelen devolver mediante una transferencia bancaria a la cuenta corriente que se nos indique; aunque también se pueden devolver realizando un ingreso en su cuenta en efectivo con tarjeta como si fuera una compra online.    prestamos personales online -  My homepage -  prestamos con asnef -

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