Image: http://automotiveadvertisingideas.com/sub-prime-credit-builder/You’re in the market for a new car and the first thing you do is to glance at the car ads found on the Internet, your local newspaper, or car trade paper. Suddenly glaring car advertisements promise a new car for “only $199 a month!!”

It sounds good, but it turns out that it may be too good to be true. According to a former car salesman, if you see outrageously low monthly payments, this usually means the car is for lease, and not actually for sale.
.
This also goes for radio commercials. First comes the good news of low monthly payments, but the ad quickly cuts to the announcer speaking 600 words a minute in a blur, which is technically the law for disclosing payment terms; and this is where the ad talks about leasing the car...if you can understand the announcer.

Check the Model

Another reason why some car ads show very low monthly payments is due to the model of the car being a manufacturer’s cheapest or lowest priced vehicle. Often these bargain cars will be lacking any extra features and will be plain as can be.

Not Everyone Qualifies

Although the “$199 a month” figure looks really attractive, the fine print usually says something like this: “for qualified buyers only” or words to that effect.

In plain English it means that you may have to carry a virtually spotless credit rating for the $199/month rate, which means a very small, or nonexistent portion of the population, will qualify. And if you don’t qualify, guess what? Your monthly payment suddenly goes up to $250 or more per month.

This Weekend Only!

Ads will sometimes scream that special prices are only good for the weekend. This usually occurs during special holidays and other times of the year. In some cases you’ll get better prices due to special rebates, promotions, or overstock.

But remember, car dealerships are in the business of selling cars, and will use all sorts of marketing gimmicks to get you through the door. The “pressure” of knowing these deals may go away after three days may cause some customers to rush into deals, and this is what the car dealers are hoping for.

While you may be able to save some money during these times, it’s actually a safer bet to move the pressure onto the car salespeople by coming in at the end of the month or year when sales are slow, and they really need to sell cars. That way, you can take your time and get a good deal under your terms and not under a manufactured deadline.

Source: Motor Trend

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