Image: morguefile.comBy Frank Ling

If you were ever involved in a car accident, whether it was your fault or not, you probably recall your car insurance company asking you a few questions on the phone such as, “What did you see, hear, or observe prior to the accident?” or other questions along this line.

If you answered, “I don’t recall or remember,” you probably reduced your chances of getting a fair settlement because of your response. The insurance company records what you say on the phone and may use this to strengthen their case in reducing your claims payment.

There are certain words and catch phrases that you should avoid when speaking to your insurance adjuster because these may affect your final settlement. If you tend to be a “talker” you should be doubly careful about what you say.

Image: morguefile.dom“I’m Sorry”

This is a common phrase said by anyone who is regretful about a car accident happening. But if you say “I’m sorry” to an insurance adjuster during a claims interview, the adjuster could put down in the report, “Insured says he was sorry for the accident.”

This may have been just an indication of how you felt about the unfortunate event, and not a confession of guilt, but on paper it sounds as though you are admitting responsibility for the accident.

image:“I’m Fine”

During your telephone interview with the car insurance company or insurance adjuster, you may be asked, “How are you doing today?” A normal response would be, “I’m fine.”

But if you were involved in a car accident you incurred associated injuries,  saying you feel fine could be misread as you're in fine heath after the accident.

If you try to recoup the money you spent on physical therapy, injury treatments, or other medical claims, by you saying, “I’m feeling fine,” could be used against you when you try to settle with your insurance company.

The best thing to do is to remain neutral and not volunteer any information about your physical condition. If you are asked how you are doing, just remain noncommittal and say how nice the weather is or ask them how they are doing instead.

“I Think I Have Whiplash”

When people are involved in car accidents, especially in rear-end collisions, the sudden jolt can sometimes cause trauma or injury to the neck.

image: morguefiles.comBut if you say you suspect you have whiplash to your car insurance adjuster, this will send off the alarms at the insurance company and its lawyers regarding a possible fraud attempt.

You may be innocent of this, but whiplash cases cause insurance companies millions of dollars in attorney fees, fraudulent claims, and wasted time. When the word “whiplash” is heard, it sends a red alert to the insurance firm.

If you have been injured in a car accident, don’t make statements that try to self-diagnose your condition; only a qualified medical professional can do this for you. And even when the results are in, be careful how you state this information to the insurance company.

You may want to retain legal consul if you were involved in an automobile accident in which you sustained injuries to make sure you understand your rights and how much the insurance company is liable for.

Source: MSN Auto

Comments (27) -

Toe Pain
1/6/2016 10:33:40 PM #

Symptoms may include eye pain, fever, asthma, rashes and intestinal cramping. The mother will nurse them for 3-4 months until they are able to swim on their own. My mother and my grandmother are very calm people who seem to handle stress very well.  my web site -  Toe Pain -

discount deals
1/13/2016 12:51:17 AM #

Everything is very open with a really clear clarification of the issues. It was really informative. Your site is extremely helpful. Many thanks for sharing!  My weblog ::  discount deals -

Best online deals today
1/27/2016 1:26:45 AM #

Hi there, I think your website could be having browser compatibility issues. When I take a look at your site in Safari, it looks fine but when opening in IE, it has some overlapping issues. I just wanted to provide you with a quick heads up! Other than that, excellent blog!  My webpage;  Best online deals today -

Articles On Deuteronomy
1/27/2016 1:19:02 PM #

If you want to obtain a great deal from this piece of writing then you have to apply such strategies to your won blog.  my site ...  Articles On Deuteronomy -

best online deals today
1/27/2016 2:55:32 PM #

Unquestionably imagine that that you said. Your favourite justification appeared to be at the internet the easiest factor to take into account of. I say to you, I certainly get annoyed while other people consider issues that they plainly do not recognize about. You controlled to hit the nail upon the top and defined out the whole thing without having side-effects , people can take a signal. Will likely be again to get more. Thank you  Also visit my homepage  best online deals today -

breaking free from fear and anxiety
1/28/2016 3:25:05 AM #

Touche. Solid arguments. Keep up the great spirit.  My blog post  breaking free from fear and anxiety -

best online deals today
1/29/2016 9:21:51 PM #

Wow, awesome weblog layout! How lengthy have you been running a blog for? you make blogging look easy. The total look of your site is excellent, let alone the content!  My page ...  best online deals today -

2/15/2016 5:54:55 AM #

Hey! I understand this is somewhat off-topic but I had to ask. Does running a well-established blog like yours require a large amount of work? I'm brand new to operating a blog but I do write in my journal everyday. I'd like to start a blog so I will be able to share my own experience and feelings online. Please let me know if you have any ideas or tips for new aspiring bloggers. Thankyou!  My blog ::  Toe -

Clash Of Clans Hack Online No Activation Code
2/29/2016 5:02:23 PM #

Simply wish to say your article is as amazing. The clearness on your publish is just excellent and that i could think you are knowledgeable in this subject. Well together with your permission allow me to seize your RSS feed to keep up to date with coming near near post. Thank you a million and please keep up the rewarding work.  my web page:  Clash Of Clans Hack Online No Activation Code -

2/29/2016 9:06:54 PM #

This is the perfect web site for everyone who wants to find out about this topic. You understand a whole lot its almost hard to argue with you (not that I really will need to�HaHa). You certainly put a brand new spin on a topic that has been discussed for ages. Excellent stuff, just great!  Also visit my website ::  IvanWHoffelt -

clash of clans Hack online No survey or activation code
3/7/2016 11:11:04 PM #

Remarkable issues here. I am very happy to see your post. Thank you a lot and I'm having a look forward to contact you. Will you kindly drop me a mail?  Stop by my homepage ::  clash of clans Hack online No survey or activation code -

Clash of clans hack no survey no Password
3/8/2016 7:28:09 AM #

You've made some good points there. I checked on the net for more information about the issue and found most people will go along with your views on this website.  Visit my page:  Clash of clans hack no survey no Password -

3/13/2016 2:08:37 PM #

We stumbled right here  different web site and thought I might also check things out. I really like the things i see so now i'm following you. Look forward to groing through your web page to get a second time.  Here is my site  WendellDSohm -

3/16/2016 5:21:53 PM #

We have put in better plumbing, and are gradually buying more energy efficient appliances. If you do obtain insects however, spray them with a few soapy water or some leftover dark tea. eval(ez_write_tag([[336,280],'brighthub_com-box-1']));.  my blog post ... Growing Herbs Indoor ( Gilda - )
6/5/2016 8:53:05 PM #

I like this website very much so much good info.

6/6/2016 12:33:17 AM #

You have brought up a very superb points, thanks for the post.
6/17/2016 1:29:04 PM #

Hi this is somewhat of off topic but I was wanting to know if blogs use WYSIWYG editors or if you have to manually code with HTML. I'm starting a blog soon but have no coding expertise so I wanted to get advice from someone with experience. Any help would be greatly appreciated!
7/19/2016 2:49:14 PM #

It is appropriate time to make some plans for the future and it is time to be happy. I've read this post and if I could I wish to suggest you few interesting things or advice. Perhaps you can write next articles referring to this article. I want to read even more things about it!

clash of clans
8/7/2016 12:13:51 AM #

I was wondering if you ever thought of changing the structure of your website? Its very well written; I love what youve got to say. But maybe you could a little more in the way of content so people could connect with it better. Youve got an awful lot of text for only having 1 or two pictures. Maybe you could space it out better? -

clash of clans
8/7/2016 12:14:23 AM #

I was wondering if you ever thought of changing the structure of your website? Its very well written; I love what youve got to say. But maybe you could a little more in the way of content so people could connect with it better. Youve got an awful lot of text for only having 1 or two pictures. Maybe you could space it out better? -
10/8/2016 1:52:26 PM #

In phrases of month-to-month lively customers, Candy Crush Saga completed top of the pile on each iPhone and Android telephone, and Clash of Clans additionally finished in second place on each platforms.

12/27/2016 7:45:33 AM #

I read this paragraph fully regarding the difference of latest and preceding technologies, it's awesome article.

loss assessors
2/5/2017 11:12:21 AM #

Woah! I'm really loving the template/theme of this website. It's simple, yet effective. A lot of times it's difficult to get that "perfect balance" between superb usability and visual appearance. I must say you have done a very good job with this. In addition, the blog loads super quick for me on Internet explorer. Exceptional Blog!

2/9/2017 9:06:47 PM #

cochacks top
2/15/2017 6:15:28 PM #

So let's get began with a COC hack and get ready to amaze your clan mates with guaranteed 3 Stars in every Clan conflict.

3/2/2017 4:00:49 AM #

App has been examined on Android units and should work on Android JellyBean, KitKat and Lollipop.

3/2/2017 4:01:19 AM #

App has been examined on Android units and should work on Android JellyBean, KitKat and Lollipop.

cs go skins price rising
3/16/2017 3:53:00 AM #

Its like you read my mind! You seem to know a lot about this, like you wrote the book in it or something. I think that you could do with some pics to drive the message home a little bit, but instead of that, this is great blog. A fantastic read. I'll certainly be back.  Here is my website ...  cs go skins price rising -

individual mink lashes for sale
3/16/2017 5:14:01 AM #

I’m not that much of a internet reader to be honest but your sites really nice, keep it up! I'll go ahead and bookmark your website to come back in the future. Many thanks  Check out my blog:  individual mink lashes for sale -

fifa 17 coins cheap black friday
3/16/2017 6:03:41 AM #

Heya i'm for the first time here. I came across this board and I to find It truly helpful & it helped me out much. I am hoping to give something again and aid others like you helped me.  Feel free to surf to my homepage -  fifa 17 coins cheap black friday -
3/16/2017 6:12:24 AM #

fantastic submit, very informative. I'm wondering why the other specialists of this sector do not understand this. You must proceed your writing. I am sure, you've a huge readers' base already!  Also visit my webpage; singing classic [ - ]

madden mobile coins for sale cheap
3/16/2017 11:50:08 AM #

Marvelous, what a website it is! This website provides useful information to us, keep it up.  My site;  madden mobile coins for sale cheap -

mink strip eyelashes australia
3/16/2017 12:55:58 PM #

Today, I went to the beachfront with my kids. I found a sea shell and gave it to my 4 year old daughter and said "You can hear the ocean if you put this to your ear." She put the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear. She never wants to go back! LoL I know this is totally off topic but I had to tell someone!  Also visit my website;  mink strip eyelashes australia -
3/17/2017 10:35:13 AM #

Wow, fantastic blog layout! How long have you been blogging for? you make blogging look easy. The overall look of your site is wonderful, as well as the content!  Look into my weblog: mink strip lashes review ( - )

csgo skins for sale paypal
3/17/2017 11:46:20 AM #

Wow, marvelous blog layout! How long have you been blogging for? you make blogging look easy. The overall look of your web site is wonderful, as well as the content!

creditos rapidos sin aval
3/18/2017 9:30:01 PM #

Tienen un coste superior a los préstamos hipotecarios, pero inferior a otros instrumentos de financiación como las tarjetas de crédito.   creditos con asnef -  Also visit my blog:  creditos rapidos sin aval -

prestamos con asnef
3/19/2017 1:39:35 PM #

Antes de obtener el préstamo realizar una simulación, será muy importante para hacerte a la concept del impacto que tendrá el préstamo sobre tus finanzas personales.    productos bancarios -  Here is my blog post ...  prestamos con asnef -
3/19/2017 7:36:16 PM #

I will immediately grab your rss feed as I can't find your email subscription link or newsletter service. Do you've any? Kindly permit me understand so that I could subscribe. Thanks.  Here is my website csgo skins sites ( - )

prestamos rapidos urgentes
3/19/2017 8:31:36 PM #

creditos rapidos y sin papeleos -  Feel free to visit my website -  prestamos rapidos urgentes -

mink lashes kit wholesale
3/19/2017 10:57:39 PM #

Hi there, I would like to subscribe for this web site to get most up-to-date updates, so where can i do it please help.  Check out my homepage ::  mink lashes kit wholesale -

creditos personales
3/20/2017 12:27:53 AM #

prestamos rapidos online -  Also visit my webpage;  creditos personales -

prestamos online
3/20/2017 2:33:24 AM #

creditos rapidos online sin aval -  Also visit my blog:  prestamos online -

creditos rapidos sin aval
3/20/2017 4:15:55 AM #

creditos rapidos y seguros -  Here is my homepage;  creditos rapidos sin aval -

creditos rapidos sin nomina
3/20/2017 5:08:55 AM #

Normalmente coincide con el día de la firma, salvo en los préstamos DESAHOGO, en los que se puede elegir el día de pago de la vez formalizado el préstamo, ya no se puede modificar el día de pago (ni siquiera en las de Desahogo).   creditos rapidos online sin aval -  My web page:  creditos rapidos sin nomina -

creditos rapidos al instante
3/21/2017 2:49:54 AM #

Posibles dificultades por amortización anticipada de los favores creditos rapidos con asnef y nomina.    creditos rapidos con nomina -  My site -  creditos rapidos al instante -

creditos rapidos sin nomina online
3/21/2017 3:49:16 AM #

creditos rapidos sin nomina online -  Also visit my weblog ::  creditos rapidos sin nomina online -

créditos rápidos urgentes
3/21/2017 5:17:53 AM #

Algunas entidades bancarias también nos pueden ofrecer estos préstamos personales, aunque en basic solo nos permitirán adquirir productos muy específicos, como el último modelo de un televisor de un smartphone.    creditos rapidos sin aval -  Feel free to visit my web site:  créditos rápidos urgentes -

mink strip eyelashes australia
3/21/2017 6:19:17 AM #

continuously i used to read smaller articles or reviews which as well clear their motive, and that is also happening with this piece of writing which I am reading now.  Feel free to visit my homepage ...  mink strip eyelashes australia -

creditos rapidos asnef
3/21/2017 7:34:10 AM #

Los créditos rápidos son un servicio financiero a través del cual podemos tener acceso a pequeñas cantidades de dinero de manera sencilla y ágil, sin tener que cumplimentar una gran cantidad de papeleo, una característica que los ha convertido en un producto muy atractivo al que pueden acceder una gran variedad de perfiles, dado que la entidades que ofrecen este producto abarcan desde préstamos convencionales con nómina , hasta minicréditos con ASNEF.   créditos rápidos faciles -  Also visit my web site  creditos rapidos asnef -

creditos rapidos online asnef
3/21/2017 10:29:45 PM #

Créditos personales para afrontar fechas especiales: Navidad, verano, la vuelta al cole, cumpleaños,.. son fechas donde los presupuestos se disparan.    creditos rapidos con nomina -  Here is my homepage  creditos rapidos online asnef -

3/22/2017 7:52:48 AM #

For hottest information you have to go to see world wide web and on web I found this web page as a best website for most recent updates.  My website fifa coins ps4 ebay ( Diane - )

3/23/2017 4:13:17 AM #

Good article. I absolutely appreciate this website. Stick with it!

csgo skins free 2016
3/23/2017 5:01:29 AM #

This is a topic that is near to my heart... Take care! Exactly where are your contact details though?

mink lashes kit
3/24/2017 3:44:41 AM #

hello!,I love your writing very much! share we keep up a correspondence more about your article on AOL? I need an expert on this area to resolve my problem. Maybe that's you! Looking ahead to peer you.  My weblog;  mink lashes kit -
3/27/2017 5:33:46 AM #

You actually make it seem so easy together with your presentation however I to find this topic to be really something which I believe I might never understand. It seems too complex and extremely wide for me. I am taking a look forward in your next submit, I'll attempt to get the grasp of it!  Also visit my homepage mink lashes cruel ( - )

madden mobile coins cheat no survey
3/27/2017 6:19:38 AM #

of course like your web-site but you have to test the spelling on quite a few of your posts. Many of them are rife with spelling problems and I in finding it very bothersome to tell the reality however I will certainly come back again.  Here is my website;  madden mobile coins cheat no survey -

cs go skins cash out
3/27/2017 8:36:40 AM #

I loved as much as you'll receive carried out right here. The sketch is tasteful, your authored material stylish. nonetheless, you command get bought an nervousness over that you wish be delivering the following. unwell unquestionably come more formerly again since exactly the same nearly a lot often inside case you shield this increase.  Here is my blog  cs go skins cash out -

cs go skins trade site
3/28/2017 4:01:16 AM #

What's up to all, how is everything, I think every one is getting more from this web site, and your views are nice in favor of new users.  my blog post -  cs go skins trade site -
3/28/2017 4:29:00 AM #

Good info. Lucky me I found your website by accident (stumbleupon). I've bookmarked it for later!  Feel free to visit my web blog: nba live coins ios ( - )

creditos rapidos online sin nomina
3/29/2017 1:54:27 AM #

Wow, this post is pleasant, my younger sister is analyzing these things, so I am going to inform her.    creditos rapidos online -  Also visit my web blog -  creditos rapidos online sin nomina -

csgo skins betting
3/30/2017 4:26:41 AM #

Hi! This is my 1st comment here so I just wanted to give a quick shout out and tell you I truly enjoy reading your articles. Can you recommend any other blogs/websites/forums that deal with the same topics? Thanks for your time!  Feel free to visit my web blog -  csgo skins betting -

créditos rápidos faciles
3/31/2017 6:00:32 AM #

Does your blog have a contact page? I'm having problems locating it but, I'd like to send you an email. I've got some suggestions for your blog you might be interested in hearing. Either way, great website and I look forward to seeing it expand over time.    creditos rapidos online -  Also visit my web site ...  créditos rápidos faciles -

nba live coins ios
4/1/2017 12:48:56 PM #

Thank you for the good writeup. It actually used to be a enjoyment account it. Glance advanced to more brought agreeable from you! However, how can we keep up a correspondence?  Feel free to visit my webpage ...  nba live coins ios -

4/2/2017 8:48:26 AM #

Hello my friend! I wish to say that this post is awesome, great written and include approximately all vital infos. I would like to look more posts like this .  Visit my site ::,  Virginia - ,

marketing digital vantagens e desvantagens
4/4/2017 5:56:32 PM #

excelente post , muito informativo.  Eu estou querendo saber  por  o oposto  especialistas deste sector não   entender  isto. Você deve   proceder sua escrita.  Eu sou certeza , tem  um enorme  dos leitores base já!

csgo skins for sale steam
4/5/2017 2:01:19 AM #

whoah this blog is excellent i love reading your posts. Keep up the good work! You recognize, a lot of individuals are hunting round for this information, you could aid them greatly.  my web site;  csgo skins for sale steam -

4/7/2017 10:06:46 AM #

I'm really loving the theme/design of your blog. Do you ever run into any web browser compatibility problems? A handful of my blog readers have complained about my website not working correctly in Explorer but looks great in Safari. Do you have any advice to help fix this problem?  Visit my blog post; cs go howl skin for sale ( Astrid - )
4/7/2017 11:24:15 AM #

I'm really impressed with your writing skills and also with the layout on your weblog. Is this a paid theme or did you customize it yourself? Anyway keep up the nice quality writing, it's rare to see a great blog like this one these days.  My page ... fifa 17 coins ps4 australia; - ,
4/7/2017 3:32:34 PM #

Thank you for the auspicious writeup. It actually used to be a amusement account it. Glance advanced to more introduced agreeable from you! By the way, how can we communicate?  Here is my web page :: diamond silk lashes wholesale ( - )

Add comment